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RynohLive has revolutionized escrow account management. RynohLive lets you demonstrate proper escrow control to your lenders and underwriters more efficiently, and more cost-effectively, than any product or service in the market.


Compliance must now become a core competency for title and settlement companies. Regulators are holding lenders strictly accountable for the compliance of their vendors. Striving to meet these compliance mandates, our industry is embracing best practice standards. Real Estate Data Shield provides specific tools for the title and settlement industry to demonstrate its compliance with the privacy and data security mandates.


Real Estate Data Shield


Friday, October 17 • 1:45 p.m. - 3:00 p.m.

The Impact of the Ability to Repay Rule and Qualified Mortgage on Borrowers and Closing Agents

Mortgage lenders continue to refine their compliance with the CFPB's rules relating to a borrower's ability to repay the loan. As a result, closing agents find that they are tasked with new responsibilities to help the lender comply with these regulations. This session will cover specifics of the rule and lender expectations, but will also provide an open forum for discussion and suggestions "from the floor" on how to best provide needed information.

Ruth Dillingham (Special Counsel, First American Title Insurance Company)
Chris Christensen (Peirson Patterson, LLP)

Explain the Value of Title Insurance: Creating an Effective Message

ALTA has spent the past year working with the communications firm, Forum Strategies, to research the best ways to communicate with consumers, lenders, realtors and regulators. This engaging session will explore the results of the research project including video highlights from the focus groups and survey results statistics. Attendees will leave Seattle with the knowledge needed to take control of communicating the value of their business to their most important clients: consumers.

Michelle L. Korsmo (CEO, American Land Title Association)
Forum Strategies Staff

E-Signatures and Title Insurance

E-signatures are gaining popularity in the real estate world. Title agents need to understand the underwriting requirements related to them. To do so, speakers will address the difference between recorded and unrecorded documents, the difference between in-person and "remote" e-signatures, and how to analyze e-signature reliability using the principles of authentication, attribution, and anti-repudiation. You will walk away with an understanding of e-signatures from a title insurer's perspective and how to use them in your closings.

Justin Lischak Earley (VP, Underwriting, First American Title Insurance Company)
Christos Bettios (CIO, First American Title Insurance Company)

Our Stories: From Paperfull to Paperless

Title professionals can save money and improve efficiency by becoming paperless. In this session, two title agents will tell you the story of their journey of becoming paperless. They will present on the actual process of customizing the use of your software to match your current workflow with paper files. Additionally, you will hear tips and tricks on how to lead through change, and the keys to a successful transition. The question and answer time of the program will be ample and discussion will be welcomed.

Paula M. Zwiren, Esq. (President, Zwiren Title Agency, Inc.)
Stephanie Fullerton (President, Streamline Consulting)
Nicole Plath (CEO, Fortune Title Agency, Inc.)




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American Land Title Association
1800 M Street, NW, Suite 300S
Washington, D.C. 20036-5828
P. 202.296.3671 F. 202.223.5843
www.alta.org
service@alta.org
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