Subcommittee on Financial Institutions and Consumer Credit Hearing
June 13, 2006
Entitled "Home Mortgage Disclosure Act: Newly Collected Data and What It Means."
Opening Statement of Subcommittee Chairman Spencer Bachus
Opening Statement of Representative Wm. Lacy Clay
Prepared Testimony:
- The Honorable Mark W. Olson, Member, Board of Governors of the Federal Reserve System
- Dr. Douglas G. Duncan, Senior Vice President and Chief Economist, Research and Business Development, Mortgage Bankers Association
- Ms. Janis Bowdler, Housing Policy Analyst, National Council of La Raza
- Mr. Bill Himpler, Executive Vice President, Federal Affairs, American Financial Services Association
- Mr. Keith Ernst, Senior Policy Counsel, Center for Responsible Lending
- Mr. Calvin Bradford, President, Calvin Bradford & Associates, Ltd., on behalf of the National Fair Housing Alliance
- Prof. Michael E. Staten, Director, Credit Research Center, McDonough School of Business, Georgetown University
- Consumer Mortgage Coalition (submitted for the record)
- National Community Reinvestment Coalition (submitted for the record)
- Association of Community Organizations for Reform Now (submitted for the record)
- Consumer Federation of America (submitted for the record)
- Fair Housing Center of Greater Boston (submitted for the record)
- Center for Responsible Lending (submitted for the record)
- National Training and Information Center (submitted for the record)
- Letters from HUD, DOJ, OCC, OTS, FDIC, and NCUA (submitted for the record)
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