In this segment from The Motley Fool's everything-financials show, Where the Money Is, banking analysts Matt Koppenheffer and David Hanson discuss how the nation's biggest banks will be affected by lower overall mortgage volume as the number of consumers refinancing diminishes. David tells investors what they should do if they are concerned that a bank they hold will have the rug ripped out from underneath its feet.

Despite raking in the profits recently, many investors are terrified about investing in big banking stocks after the crash, but the sector has one notable standout. In a sea of mismanaged and dangerous peers, it rises above as "The Only Big Bank Built to Last." You can uncover the top pick that Warren Buffett loves in The Motley Fool's new report. It's free, so click here to access it now.

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