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Subcommittee on Housing and Community Opportunity Hearing entitled "H.R. 3043, The Zero Downpayment Pilot Program Act of 2005."

June 30, 2005

Prepared Testimony:

  • Ms. Janis Bowdler, Housing Policy Analyst, National Council of La Raza, Washington, DC
  • Mr. Robert Newman, Executive Vice Chairman, AmeriDream, Inc., Gaithersburg, Maryland
  • Mr. Michael F. Petrie, President, P/R Mortgage & Investment Corporation, Indianapolis, Indiana, testifying as Chairman, Mortgage Bankers Association, Washington, DC
  • Mr. William B. Shear, Director of Financial Markets and Community Investment, U.S. Government Accountability Office
  • Mr. David F. Wilson, President, Wilson Construction LLC, Ketchum, Idaho, testifying as President, National Association of Home Builders



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