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SoftPro is the nation's leading provider of Real Estate Closing and Title Insurance software

North American Title Insurance Company is a seasoned title insurance underwriter that has been helping customers achieve the American dream of homeownership for more than 50 years. In the past several years, we have become known as the “underwriter next door,� because our associates are always easy to reach and our processes are, at all times, quick and straightforward. Our agency application process is fast and transparent for qualified agents. NATIC offers a one-hour underwriting response guarantee that is unparallelled in our industry. In addition, we value our agents based on their title industry knowledge and experience, not just on profits alone.

A.M. Best Upgrades Financial Strength Rating of Old Republic Title Insurance Group

May 7, 2004

OLDWICK, N.J.--(BUSINESS WIRE)-- -A.M. Best Co. has upgraded the financial strength rating to A+ (Superior) from A (Excellent) of Old Republic Title Insurance Group and its subsidiaries (Minneapolis, MN). The rating outlook is stable.

This rating action reflects the group's strong capitalization and favorable operating results. These positive rating factors are partially offset by the inherent risks associated with managing significant premium advances in recent years and the challenge to manage future economic cycles.

The positive factors are derived from the group's conservative investment policy, commitment to technology advancement and recently strong demand for title products reflective of a favorable real estate environment. Furthermore, the group benefits from the financial flexibility from its publicly-traded parent, Old Republic International Corporation, which maintains low financial leverage.

The positive rating factors are partially offset by the risk associated with absorbing significant premium advances in recent years and the challenges in handling earnings and revenue volatility stemming from the fluctuating dynamics of the real estate market. However, the group's title premium is nationally diversified, which limits volatility to regional changes in real estate markets. In addition, the majority of the group's title premium is generated from the agency sector that enables it to manage down cycles as fixed costs are generally lower as compared to competitors with larger allocations of direct business.

The financial strength rating of A+ (Superior) has been upgraded for Old Republic Title Insurance Group and its following members:

  • American Guaranty Title Insurance Company
  • Mississippi Valley Title Insurance Company
  • Old Republic General Title Insurance Corporation
  • Old Republic National Title Insurance Company

Source: A.M. Best Co.,

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American Land Title Association
1800 M Street, NW, Suite 300S
Washington, D.C. 20036-5828
P. 202.296.3671 F. 202.223.5843
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