The Real Estate, Mortgage and Title Insurance industries are experiencing a significant transformation as the result of increased digital innovation, state laws and regulation changes, impact of the COVID crisis and increased consumer expectations of a digital service. As a result, the Title Insurance industry has been experiencing new challenges with operationalizing this new technology and understanding the ancillary issues that can arise for underwriting title insurance. The purpose and scope of work of the Digital Process Impact Workgroup is to:

1. Provide a forum to uncover, research and discuss issues introduced through new digital technology or new workflow processes to accommodate digital.
2. Highlight the impact for consumers, industry partners and title companies of moving from current or paper-based processes to new digital processes.
3. Evaluate potential issues related to digital transactions for various existing ALTA Workgroups/Committees to examine.
4. Recommend areas where legal and regulatory factors should be researched and reviewed based on possible impact from emerging technology.
5. Create presentations, whitepapers or other industry publications to communicate education, awareness or best practices.

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