Advocacy

Unregulated Alternatives to Title Insurance Protection

ALTA continues to take the lead in engaging with state regulators, the FHFA, Fannie Mae, Freddie Mac and lenders about the risks of waiving title insurance requirements.

Real Estate Related Fraud

The Real Estate-Related Fraud page helps title professionals identify, prevent and respond to fraud risks in real estate transactions.

FinCEN

Financial Crimes Enforcement Network (FinCEN) requires title companies to collect and report beneficial ownership information on certain real estate transactions.

Non-Title Recorded Agreements for Personal Service

ALTA supports efforts to protect consumers by prohibiting the filing of unfair real estate fee agreements in property records. ALTA advocates for state laws and regulations preventing enforcement of NTRAPS.

Good Funds

The use of various payment rails in real estate transactions is governed by state Good Funds laws. These laws set requirements for acceptable forms of closing funds.

Seller Impersonation Fraud

Sophisticated fraudsters are using the real property owner’s Social Security and driver’s license numbers in the transaction, as well as legitimate notary credentials, which may be applied without the notary’s knowledge.

What Every Leader Should Know About AI, Cybersecurity and Trust

June 24, 2026

ALTA ONE | Oct. 12-15 | Scottsdale, Ariz.
Register by July 18 and save $200!
The next big threat to your business might not walk through the front door. It might come through your network. Scary, right? At ALTA ONE, Omni Session speaker Gen. Paul Nakasone will bring a rare perspective on the forces reshaping business, security and leadership, from AI and cybersecurity to global risk and organizational trust. 

 Senate Passes ALTA-supported Bipartisan Housing Bill

June 23, 2026

The 21st Century ROAD to Housing Act, which passed 85-5, aims to tackle housing affordability and boost housing supply and homeownership. The bill incorporates many of the priorities sought by Congress and the Trump administration, including banning institutional investors from buying single-family homes with some exceptions for purpose-built units, such as build-to-rent and seniors’ housing, and removing the permanent chassis requirement from manufactured housing.

 HUD Proposal Aims to Boost Manufactured Housing Supply

June 18, 2026

The U.S. Department of Housing and Urban Development (HUD) has proposed a rule that could make manufactured housing more affordable and expand housing options by modernizing a decades-old definition that industry advocates say has limited innovation. In addition, Congress is considering a broad housing reform package called The 21st Century ROAD to Housing Act. Part of the bill would remove the requirement that manufactured homes must be built on a permanent chassis.

 ALTA Releases New Resources to Help Members Discuss 49 Endorsements and Fraud Protection

June 15, 2026

As awareness of seller impersonation fraud and deed theft continues to grow, ALTA has released two new resources designed to help members educate employees and consumers about the benefits of the ALTA 49 and 49.1 Endorsements. The resources may be branded and customized for use by ALTA members. Read on.

Updated for 2026: ALTA’s Online Course for Land Surveys

May 28, 2026

ALTA’s updated Understanding ALTA/NSPS Land Surveys online course, available through the ALTA Learning Center, brought to you by ICE Mortgage Technology, helps title professionals better understand the survey issues that can affect a transaction, from boundary lines and easements to encroachments, access and legal descriptions. In other words: the details that are easy to overlook until they are very much not easy to overlook. Explore the Updated Course

 The FinCEN Rule in Limbo: Key Questions for the Title Industry

May 26, 2026

The legal and regulatory future of FinCEN’s Residential Real Estate Rule remains uncertain following a federal court decision in Texas vacating the rule and the government’s subsequent appeal. While FinCEN recently clarified that title companies are not currently required to file reports while the court order remains in effect, the litigation has raised significant questions for the title industry about timing, compliance obligations and what comes next. Read on as ALTA General Counsel Steve Gottheim answers questions about the status of the litigation, the appeals process and what title professionals should be monitoring in the months ahead.