Southern Loan Servicing
ALTA ID: 1214308
Southern Loan Servicing
2325 Manhattan Blvd
Harvey, LA 70058-3450
Contact: Jessica Brennan
Email: [email protected]
Web: http://www.southernloanservicing.com/
Company Description
Southern Loan Servicing is a nationwide third-party loan servicing company specializing in owner-financed and creative real estate transactions, including subject-to (SubTo), wraparound mortgages (wrap loans), contract for deed (land contracts), and private lending arrangements. We provide compliant, professional loan servicing solutions for title companies, investors, and lenders managing non-traditional real estate transactions.
While Southern Loan Servicing was founded with deep expertise in Louisiana bond for deed transactions, we have expanded nationwide to support a wide range of complex financing structures. Today, we work alongside title companies across the country to ensure creative deals are not only closed properly—but remain organized, documented, and enforceable throughout the life of the loan.
Creative financing transactions extend beyond closing and require long-term oversight. Without a professional loan servicer in place, these deals can create challenges with payment tracking, escrow management, borrower communication, and documentation—leading to disputes, compliance concerns, and increased liability.
Southern Loan Servicing acts as a neutral third-party loan servicer, providing:
• Payment collection and processing
• Escrow administration for taxes and insurance
• Accurate amortization and loan balance tracking
• IRS-compliant reporting
• Borrower and lender account management
• Verifiable payment histories and documentation
Our involvement helps title companies reduce post-closing risk, maintain clean files, and ensure that transactions remain transparent and enforceable over time.
We specialize in servicing complex and non-traditional real estate loans, including:
• Subject-to (SubTo) transactions
• Wraparound mortgages (wrap loans)
• Contract for deed / land contracts
• Owner financing and seller financing
• Lease options and hybrid financing structures
• Private and hard money loans
Southern Loan Servicing prioritizes due diligence and regulatory alignment. We require completed title work prior to onboarding loans to verify ownership and lien position, ensuring payments are directed correctly and interests are protected. Our processes are designed to align with applicable federal and state regulations, including Truth in Lending Act (TILA) considerations for owner-financed loans.
In addition to servicing, Southern Loan Servicing provides ongoing education to title companies and real estate professionals through our Education Center:
https://www.southernloanservicing.com/education/
Our resources break down complex transactions such as:
• Subject-to real estate deals: https://www.southernloanservicing.com/education/subject-to/
• Wraparound mortgages: https://www.southernloanservicing.com/education/wraparound-mortgage/
• Contract for deed and owner financing structures
These guides highlight best practices, compliance considerations, and common pitfalls—helping title companies better understand how to structure and support creative financing transactions with confidence.
Southern Loan Servicing is a trusted partner for third-party loan servicing of subject-to transactions, wraparound mortgages, contract for deed, and owner-financed real estate loans across the United States. We provide the systems, documentation, and compliance support needed to service complex loans from closing through payoff.
If you are a title company, investor, or lender searching for a loan servicing company for creative financing transactions, Southern Loan Servicing delivers the expertise, transparency, and reliability required to protect your deals and your clients.
Southern Loan Servicing helps ensure that creative real estate transactions are not only closed—but serviced correctly, documented clearly, and built to withstand scrutiny over time.
Promo Videos
References
Deryle Bourgeois
Southern Title
[email protected]
504-367-2333
We only use Southern Loan Servicing for our private loans, hard money and Bond for Deeds, I would recommend them above all others
Jais Eliz
Triple Crown Transactions
[email protected]
508-985-8042
The team at Southern Loan Servicing is fantastic, and Jessica is truly the standout. She’s proactive, knowledgeable, and always goes the extra mile to make the process smooth. I love that when I call, I’m greeted by someone who not only knows what they’re doing but genuinely cares about helping. The team's professionalism and friendly approach make working with Southern Loan Servicing a pleasure every time.
Amanda Spinney
Hive Support
[email protected]
I have worked with multiple servicing companies before and hands down, Southern Loan Servicing is the best! Jessica is extremely responsive, attentive, and kind. I cannot recommend using Southern Loan Servicing enough!