News + Publications
News + Publications

ALTA’s publications and news center brings the latest information affecting the title and settlement services industry to ALTA members. Whether you are looking for industry news, practical insights on issues affecting title insurance or our suite of legal and regulatory publications we have the news you need.
- TitleNews Magazine
  The industry's essential news magazine contains vital information and analysis for industry professionals.
- Industry News
  Twice a week, the top stories impacting the title insurance industry.
- Legal + Regulatory Publications
  Practical legal analysis of claims and court decisions related to the title insurance industry.
- Title Protects
  Members of the title insurance industry work daily to assist consumers in purchasing new homes and enhancing their communities.
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- Consumers: What to Expect at Closing
  HomeClosing101.org
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Advocacy
Advocacy

ALTA represents its members on a national and state level by working closely with members of Congress, state legislatures and regulators to advocate on behalf of the land title industry.
- Advocacy Issues
- Title Insurance Political Action Committee (TIPAC)
  TIPAC is the only PAC that directly represents the interest of the title industry in our nation's political system.
- Title Action Network (TAN)
  TAN is the premier grassroots organization promoting the value of the land title insurance industry.
- State Legislation Tracking Map
Events
Events

ALTA, along with affiliated land title associations, organizes dozens of world-class meetings each year. Each event is an opportunity for you to learn from industry experts, meet industry vendors and network with your peers.
Career + Learning
Career + Learning

Since 1971 ALTA has been the source of practical knowledge and skill-based training solutions for the title insurance industry. ALTA is dedicated to providing cutting edge educational solutions to our members through several options.
- National Title Professional Designation
  The National Title Professional (NTP) Designation is designed to recognize land title professionals
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- Diversity and Inclusion
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Membership
Membership

ALTA is committed to your professional development. By becoming a member of ALTA, not only do you strengthen the industry’s future, you gain access to valuable resources to help your company differentiate itself in the market.
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  Gain access to valuable resources to help your company differentiate itself in the market.
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  You must be the primary or secondary contact for your company.
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  On this page, you can find information on engagement groups, their members and responsibilities.
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  You will NOT receive member benefits. ALTA is no longer utilizing an occasional use waiver as a part of the Policy Forms Licensing structure for 2024 and going forward. The Policy Forms License for limited use can be acquired for $50.
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  As an ALTA member you join a family of dedicated professionals working to improve the land title industry. On this page you will find a list of the many items available to you as an ALTA Member.
- Frequently Asked Questions
  Interested in becoming a member of ALTA? Get answers to some of the questions we are often asked.
Business Ops
Business Ops

ALTA’s primary purpose is to help our title industry members succeed professionally. ALTA has cultivated several tools to help ALTA members measure, improve and grow their business. ALTA’s suite of tools can help you at any stage of your business venture.
- PATRIOT Act Search
  ALTA members get access to the U.S. Treasury Blocked Persons List to search the Specially Designated Nationals List for blocked individuals.
- Find People + Services
  Whether you are looking for an ALTA Member to help with an issue or a vendor to automate your work flow, find them here.
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Policies + Standards
Policies + Standards

One of ALTA’s main reasons for existing is to provide the title and settlement industry with industry-specific policy forms and standards that help the industry stay compliant with current regulations.
- Policy Forms
  This site provides access to the ALTA® collection of forms and related documents to ALTA Members, Licensees, and Subscribers.
- Best Practices
  Resources and tools for implementing the ALTA Best Practices standards.
About
About

Founded in 1907 and headquartered in Washington, D.C., ALTA is the national trade association and voice of title insurance agents, abstracters* and underwriters are Active Members, ranging from small, one-county operations, to large national title insurers in the united states.
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  ALTA has something for everyone: We've included a variety of brands and price points as well as sizes, which range from XS to 4XL, depending on the item.
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Topics
Topics

In our topics collection, you can stay up to speed on the most relevant issues in our industry—and learn how ALTA is engaged. Visit a topic page to find all the information ALTA has on that subject—from a summary to relevant events, educational resources, consumer and client-facing materials, business resources, and advocacy information.
- Title Waiver Pilot
  The Biden Administration released a plan aimed at lowering housing costs that includes a pilot to waive the requirement for lender’s title insurance on certain refinances. ALTA called the announcement a political gesture offering a false promise of savings for homeowners while exposing consumers, lenders and taxpayers to greater financial risk.
- Digital Closings
  ALTA strives to help members identify the benefits and risks associated with digital closings in order to put the industry in the best position to solve problems and inspire innovative ideas. ALTA is your source for tools and education about digital closings.
- Artificial Intelligence
  Artificial Intelligence (AI) has emerged as a transformative force in the title insurance and settlement services sector, providing a diverse array of capabilities to enhance both efficiency and productivity.
- Cybersecurity
  Cybersecurity is a critical topic for the land title insurance and settlement industry and an ongoing threat to every title operation regardless of size, location or years in business.
- Wire Fraud
  Wire fraud is one of the biggest threats in the title industry. ALTA members must be aware of this threat and of the resources available to fight the fraud. This page includes many resources, tools and articles to help protect your company and customers from fraud.
- Financial Crimes Enforcement Network
  The proposed rule by U.S. Treasury Department’s Financial Crimes Enforcement Network (FinCEN) will require title and settlement companies nationwide to report information about all-cash residential transactions nationwide involving legal entities and trusts.

Industry News

Jury Awards $5M for Credit Error

August 1, 2002

PORTLAND, Ore.(AP) - A federal jury has ordered one of the nation's three largest credit reporting agencies to pay a woman $5.3 million for confusing her credit history with that of another woman.

The verdict is the largest ever awarded under the federal Fair Credit Reporting Act, according to consumer attorneys.

An eight-member U.S. District Court jury in Portland found Trans Union willfully violated the law, enacted in 1970 to ensure that credit companies provide accurate information, when it repeatedly misreported Judy C. Thomas' credit history. Monday's award included $5 million in punitive damages.

Since 1996, Trans Union had listed the bad debts of Judith L. Upton of Washington state on Judy Thomas' credit reports. The two women share the same birth year, similar first names and their social security ( news - web sites) numbers differ by only one digit.

"I think it will send a major message to (credit agencies) that juries don't like these practices," said James Fisherman, an attorney in New York who specializes in credit reporting cases.

Trans Union can accept the verdict, appeal it or ask a judge to reduce the reward. Calls to Trans Union's lead attorney and public affairs office were not returned.

Trans Union is one of the nation's "big three" credit reporting agencies, along with Equifax and Experian Information Solutions. According to accounts of testimony during Thomas' trial, Trans Union brings in about $200 million annually in revenues.

Thomas said she first discovered problems with her credit report in 1996 when a number of unfamiliar, unpaid debts appeared. She traced the bad debts to Upton, then of Stevenson, Wash., and reported her discovery to Trans Union. She also contacted the creditors who furnished the information to Trans Union. In 1999, when she applied for a mortgage, Thomas again disputed Upton's debts, which had reappeared on her report. The incorrect reports delayed her mortgage by three months, Thomas said.

She eventually got the mortgage after contacting Upton's creditors on her own and to get documentation of the mistakes.

"She only got the mortgage because she did the reinvestigations," said one of her attorneys, Robert S. Sola of Portland. "She did all the work."

Copyright:Associated Press

Contact ALTA at 202-296-3671 or [email protected].