News + Publications
News + Publications

ALTA’s publications and news center brings the latest information affecting the title and settlement services industry to ALTA members. Whether you are looking for industry news, practical insights on issues affecting title insurance or our suite of legal and regulatory publications we have the news you need.
- TitleNews Magazine
  The industry's essential news magazine contains vital information and analysis for industry professionals.
- Industry News
  Twice a week, the top stories impacting the title insurance industry.
- Legal + Regulatory Publications
  Practical legal analysis of claims and court decisions related to the title insurance industry.
- Title Protects
  Members of the title insurance industry work daily to assist consumers in purchasing new homes and enhancing their communities.
- Press Releases
- Consumers: What to Expect at Closing
  HomeClosing101.org
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Advocacy
Advocacy

ALTA represents its members on a national and state level by working closely with members of Congress, state legislatures and regulators to advocate on behalf of the land title industry.
- Advocacy Issues
- Title Insurance Political Action Committee (TIPAC)
  TIPAC is the only PAC that directly represents the interest of the title industry in our nation's political system.
- Title Action Network (TAN)
  TAN is the premier grassroots organization promoting the value of the land title insurance industry.
- State Legislation Tracking Map
Events
Events

ALTA, along with affiliated land title associations, organizes dozens of world-class meetings each year. Each event is an opportunity for you to learn from industry experts, meet industry vendors and network with your peers.
Career + Learning
Career + Learning

Since 1971 ALTA has been the source of practical knowledge and skill-based training solutions for the title insurance industry. ALTA is dedicated to providing cutting edge educational solutions to our members through several options.
- National Title Professional Designation
  The National Title Professional (NTP) Designation is designed to recognize land title professionals
  - Apply for NTP Designation
  - National Title Professional Directory
- Continuing Education
  - Online Course Catalog
  - Approved Courses and States
- Diversity and Inclusion
- Training + Webinars
- My Professional Development
  - Title Producer & Attorney Credentials
Membership
Membership

ALTA is committed to your professional development. By becoming a member of ALTA, not only do you strengthen the industry’s future, you gain access to valuable resources to help your company differentiate itself in the market.
- Become an ALTA Member
  Gain access to valuable resources to help your company differentiate itself in the market.
  - Find or Create an ALTA Account
- My ALTA Membership
- Renew Your Membership
  You must be the primary or secondary contact for your company.
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- Dues Calculator
- Leadership + Engagement Groups
  On this page, you can find information on engagement groups, their members and responsibilities.
  - Leadership Resources
- Non-Member Options
  You will NOT receive member benefits. ALTA is no longer utilizing an occasional use waiver as a part of the Policy Forms Licensing structure for 2024 and going forward. The Policy Forms License for limited use can be acquired for $50.
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  Find ALTA Members across the United States.
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- Membership Benefits
  As an ALTA member you join a family of dedicated professionals working to improve the land title industry. On this page you will find a list of the many items available to you as an ALTA Member.
- Frequently Asked Questions
  Interested in becoming a member of ALTA? Get answers to some of the questions we are often asked.
Business Ops
Business Ops

ALTA’s primary purpose is to help our title industry members succeed professionally. ALTA has cultivated several tools to help ALTA members measure, improve and grow their business. ALTA’s suite of tools can help you at any stage of your business venture.
- PATRIOT Act Search
  ALTA members get access to the U.S. Treasury Blocked Persons List to search the Specially Designated Nationals List for blocked individuals.
- Find People + Services
  Whether you are looking for an ALTA Member to help with an issue or a vendor to automate your work flow, find them here.
- Operations
  Tools designed to help you run your business efficiently.
- Human Resources
  Go to source to help your Human Resources department.
- Industry Partners
  Meet our partners and find an Elite Provider to help drive new revenue.
- Research Initiatives & Resources
  Engage with and view the industry surveys, studies and reports curated by ALTA’s research department.
- Marketing
  ALTA provides members with tools to easily communicate the benefits of what you do.
Policies + Standards
Policies + Standards

One of ALTA’s main reasons for existing is to provide the title and settlement industry with industry-specific policy forms and standards that help the industry stay compliant with current regulations.
- Policy Forms
  This site provides access to the ALTA® collection of forms and related documents to ALTA Members, Licensees, and Subscribers.
- Best Practices
  Resources and tools for implementing the ALTA Best Practices standards.
About
About

Founded in 1907 and headquartered in Washington, D.C., ALTA is the national trade association and voice of title insurance agents, abstracters* and underwriters are Active Members, ranging from small, one-county operations, to large national title insurers in the united states.
- ALTA Strategic Priorities
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- ALTA Gear
  ALTA has something for everyone: We've included a variety of brands and price points as well as sizes, which range from XS to 4XL, depending on the item.
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- State Land Title Associations
- Contact ALTA
  Contact the ALTA Staff, we have provided information on what each person is in charge of to help you reach the correct staff member.
- Privacy Policy
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Topics
Topics

In our topics collection, you can stay up to speed on the most relevant issues in our industry—and learn how ALTA is engaged. Visit a topic page to find all the information ALTA has on that subject—from a summary to relevant events, educational resources, consumer and client-facing materials, business resources, and advocacy information.
- Title Waiver Pilot
  The Biden Administration released a plan aimed at lowering housing costs that includes a pilot to waive the requirement for lender’s title insurance on certain refinances. ALTA called the announcement a political gesture offering a false promise of savings for homeowners while exposing consumers, lenders and taxpayers to greater financial risk.
- Digital Closings
  ALTA strives to help members identify the benefits and risks associated with digital closings in order to put the industry in the best position to solve problems and inspire innovative ideas. ALTA is your source for tools and education about digital closings.
- Artificial Intelligence
  Artificial Intelligence (AI) has emerged as a transformative force in the title insurance and settlement services sector, providing a diverse array of capabilities to enhance both efficiency and productivity.
- Cybersecurity
  Cybersecurity is a critical topic for the land title insurance and settlement industry and an ongoing threat to every title operation regardless of size, location or years in business.
- Wire Fraud
  Wire fraud is one of the biggest threats in the title industry. ALTA members must be aware of this threat and of the resources available to fight the fraud. This page includes many resources, tools and articles to help protect your company and customers from fraud.
- Financial Crimes Enforcement Network
  The proposed rule by U.S. Treasury Department’s Financial Crimes Enforcement Network (FinCEN) will require title and settlement companies nationwide to report information about all-cash residential transactions nationwide involving legal entities and trusts.

Industry News

New technology wards off predatory real estate loans

March 24, 2005

Online Documents launches compliance program
Inman News

Online Documents, a subsidiary of Stewart Mortgage Information, has introduced its virtual eHUD, which will enable lenders to work with closing agents, assuring that Truth-In-Lending and other documents conform to fee changes made at the time of closing.

Online's eHUD can also be linked with third-party compliance providers to assure fee changes at closing do not result in high-cost or predatory loans.

"Online's eHUD will assure lenders that fee changes made at closing are reflected in the final loan documents. Detection of fee changes and correcting loan documents prior to closing eliminates substantial risks, costs and penalties faced by lenders in the past," Online Documents President Joan Ingham said.

Online Document's virtual eHUD is a collaborative, Web-based platform provided to the lender, closing agent and other authorized parties. Once loan documents are created, the closing agent receives an e-mail confirmation and logs onto Online's virtual eHUD to complete the HUD-1 in an electronic format.

The closing agent inputs final fees, calculations are rerun and the transaction is passed through the lender's business rules. If resulting calculations cause the loan to be out of compliance with Truth-In-Lending regulations, the lender is automatically notified by the eHUD platform in order for loan documents to be redrawn and provided for loan closing. Using XML Web services, the transaction can also be delivered to third-party compliance vendors to assure that last-minute fee changes do not result in high-cost or predatory loans.

The virtual eHUD integrates with the lender's loan origination system through an XML Web service and can also work in tandem with Online Express and Online Express Web, other Online Documents products.

"The virtual eHUD solves one of the most challenging post-closing problems facing lenders today," said Terry Ward, CMB, vice president for corporate development, Online Documents. "Eliminating compliance issues before they occur will be an invaluable service to our lenders."

Established in 1988, Online Documents provides compliant mortgage documents and related services to lenders nationwide.

Copyright 2005 Inman News

Contact ALTA at 202-296-3671 or [email protected].