News + Publications
News + Publications

ALTA’s publications and news center brings the latest information affecting the title and settlement services industry to ALTA members. Whether you are looking for industry news, practical insights on issues affecting title insurance or our suite of legal and regulatory publications we have the news you need.
- TitleNews Magazine
  The industry's essential news magazine contains vital information and analysis for industry professionals.
- Industry News
  Twice a week, the top stories impacting the title insurance industry.
- Legal + Regulatory Publications
  Practical legal analysis of claims and court decisions related to the title insurance industry.
- Title Protects
  Members of the title insurance industry work daily to assist consumers in purchasing new homes and enhancing their communities.
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- Consumers: What to Expect at Closing
  HomeClosing101.org
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Advocacy
Advocacy

ALTA represents its members on a national and state level by working closely with members of Congress, state legislatures and regulators to advocate on behalf of the land title industry.
- Advocacy Issues
- Title Insurance Political Action Committee (TIPAC)
  TIPAC is the only PAC that directly represents the interest of the title industry in our nation's political system.
- Title Action Network (TAN)
  TAN is the premier grassroots organization promoting the value of the land title insurance industry.
- State Legislation Tracking Map
Events
Events

ALTA, along with affiliated land title associations, organizes dozens of world-class meetings each year. Each event is an opportunity for you to learn from industry experts, meet industry vendors and network with your peers.
Career + Learning
Career + Learning

Since 1971 ALTA has been the source of practical knowledge and skill-based training solutions for the title insurance industry. ALTA is dedicated to providing cutting edge educational solutions to our members through several options.
- National Title Professional Designation
  The National Title Professional (NTP) Designation is designed to recognize land title professionals
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Membership
Membership

ALTA is committed to your professional development. By becoming a member of ALTA, not only do you strengthen the industry’s future, you gain access to valuable resources to help your company differentiate itself in the market.
- Become an ALTA Member
  Gain access to valuable resources to help your company differentiate itself in the market.
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  You will NOT receive member benefits. ALTA is no longer utilizing an occasional use waiver as a part of the Policy Forms Licensing structure for 2024 and going forward. The Policy Forms License for limited use can be acquired for $50.
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  As an ALTA member you join a family of dedicated professionals working to improve the land title industry. On this page you will find a list of the many items available to you as an ALTA Member.
- Frequently Asked Questions
  Interested in becoming a member of ALTA? Get answers to some of the questions we are often asked.
Business Ops
Business Ops

ALTA’s primary purpose is to help our title industry members succeed professionally. ALTA has cultivated several tools to help ALTA members measure, improve and grow their business. ALTA’s suite of tools can help you at any stage of your business venture.
- PATRIOT Act Search
  ALTA members get access to the U.S. Treasury Blocked Persons List to search the Specially Designated Nationals List for blocked individuals.
- Find People + Services
  Whether you are looking for an ALTA Member to help with an issue or a vendor to automate your work flow, find them here.
- Operations
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- Research Initiatives & Resources
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  ALTA provides members with tools to easily communicate the benefits of what you do.
Policies + Standards
Policies + Standards

One of ALTA’s main reasons for existing is to provide the title and settlement industry with industry-specific policy forms and standards that help the industry stay compliant with current regulations.
- Policy Forms
  This site provides access to the ALTA® collection of forms and related documents to ALTA Members, Licensees, and Subscribers.
- Best Practices
  Resources and tools for implementing the ALTA Best Practices standards.
About
About

Founded in 1907 and headquartered in Washington, D.C., ALTA is the national trade association and voice of title insurance agents, abstracters* and underwriters are Active Members, ranging from small, one-county operations, to large national title insurers in the united states.
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  ALTA has something for everyone: We've included a variety of brands and price points as well as sizes, which range from XS to 4XL, depending on the item.
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Topics
Topics

In our topics collection, you can stay up to speed on the most relevant issues in our industry—and learn how ALTA is engaged. Visit a topic page to find all the information ALTA has on that subject—from a summary to relevant events, educational resources, consumer and client-facing materials, business resources, and advocacy information.
- Title Waiver Pilot
  The Biden Administration released a plan aimed at lowering housing costs that includes a pilot to waive the requirement for lender’s title insurance on certain refinances. ALTA called the announcement a political gesture offering a false promise of savings for homeowners while exposing consumers, lenders and taxpayers to greater financial risk.
- Digital Closings
  ALTA strives to help members identify the benefits and risks associated with digital closings in order to put the industry in the best position to solve problems and inspire innovative ideas. ALTA is your source for tools and education about digital closings.
- Artificial Intelligence
  Artificial Intelligence (AI) has emerged as a transformative force in the title insurance and settlement services sector, providing a diverse array of capabilities to enhance both efficiency and productivity.
- Cybersecurity
  Cybersecurity is a critical topic for the land title insurance and settlement industry and an ongoing threat to every title operation regardless of size, location or years in business.
- Wire Fraud
  Wire fraud is one of the biggest threats in the title industry. ALTA members must be aware of this threat and of the resources available to fight the fraud. This page includes many resources, tools and articles to help protect your company and customers from fraud.
- Financial Crimes Enforcement Network
  The proposed rule by U.S. Treasury Department’s Financial Crimes Enforcement Network (FinCEN) will require title and settlement companies nationwide to report information about all-cash residential transactions nationwide involving legal entities and trusts.

Industry News

ALTA Reports $11 Billion in Title Insurance Premiums Written in 2014

March 24, 2015

The title insurance industry generated $11.3 billion in title insurance premiums in 2014, according to ALTA's 2014 Year-end and Fourth-Quarter Market Share Analysis.

Premium volume was down 10.9 percent when compared to 2013. During the fourth quarter of 2014, the industry reported $3.1 billion in title insurance premiums, up slightly when compared to the same quarter the previous year.

“A prolonged winter, continued decline in refinance activity, combined with less housing market demand due to a lack of consumer confidence resulted in a lower number of title insurance premiums written in 2014,”said Michelle Korsmo, ALTA’s chief executive officer. “Purchasing a home is one of the largest investments a person makes in their lifetime. ALTA members are proud to continue to offer homebuyers peace of mind by providing owner’s title insurance policies that offer financial protection of the home for as long as they own the property. No homeowner wants to inherit any existing debts or legal problems as they receive the keys to their new home.”

By the Numbers:

States Generating Most Title Insurance Premium in 2014:

Texas ($1.7 billion, up .5 percent from 2013)
California ($1.3 billion, down 13.9 percent)
Florida ($1 billion, down 3.7 percent)
New York ($975 million, down 1.6 percent) and
Pennsylvania ($422 million, down 25.7 percent)

2014 Year End Market Share:

Fidelity Family (32 percent)
First American Family (28 percent)
Old Republic Family (15 percent)
Stewart Family (13 percent)
Independent Underwriters (12 percent)

During Q4 of 2014, 19 states saw increases in title insurance premium compared to Q4 2013.

Top 5 States with Highest Percent Increase in Q4 2014 Compared to Q4 2013:

Oregon (15 percent)
Missouri (12 percent)
Arkansas (10 percent)
Louisiana (10 percent) and
Texas (7 percent)

2014 Q4 Market Share:

Fidelity Family (32 percent)
First American Family (28 percent)
Old Republic Family (15 percent)
Stewart Family (13 percent)
Independent Underwriters (12 percent)

ALTA expects to release its first-quarter 2015 Market Share Analysis around June 1.

Contact ALTA at 202-296-3671 or [email protected].