FinCEN Delays AML Real Estate Reporting Rule

September 30, 2025

The U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) announced Sept. 30 it will postpone reporting requirements of the Anti-Money Laundering Regulations for Residential Real Estate Transfers Rule until March 1, 2026. ALTA CEO Chris Morton said FinCEN’s decision to postpone its reporting requirements shows recognition of the valid concerns raised by ALTA members and Congress about implementation. "There are serious concerns about the immense financial and compliance burdens of this rule on the small businesses that comprise 90% of the title insurance industry," he added. "This delay gives ALTA more time to work with FinCEN to revise this costly rule that places significant burdens on title companies.”

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