U.S. Cyber Insurance Rates Fall 5%

November 12, 2025

Cyber insurance rates in the United States declined an average of 5% during the fourth quarter of 2024, marking the first quarterly drop after years of rising premiums. As reported in the latest NAIC analysis of the cyber insurance market, this drop is a signal that the sector is shifting from the rapid growth period of recent years into a more mature, measured phase.

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