2025 Third Quarter Title Insurance Industry Market Share Executive Summary

January 7, 2026

Title Insurance Industry Market Share and Financial Statement compilations for the 3rd Quarter of 2025 are now available on the ALTA website.

The third quarter of 2025 was a positive quarter for the title insurance industry. Title Insurance Premiums Written were up 14.2% from the third quarter of 2024. This was the fourth highest 3rd Quarter in the industry’s history. Total Operating Income was up 13.6%. Operating Expenses were up 13.8% and Loss and Loss Adjustment Expenses were down 9.3%, resulting in Net Operating Gain of $268.1 Million. Adding in Net Investment Gain of $139.3 Million resulted in Net Income of $332.6 Million. This compared to $254.5 Million for the 3rd Quarter of 2024, an increase of 30.7%. This was the ninth highest 3rd Quarter in the industry’s history.

With $332.6 Million of Net Income, the industry continued its strong financial position.  Total Assets were $11.7 Billion, including $10.4 Billion in Cash and Invested Assets.  Statutory Surplus was over $5.2 Billion and Statutory Reserves were strong at almost $5.7 Billion.

After 7 consecutive quarters in which Title Premiums Written decreased from the prior years equivalent quarter, the 1st Quarter of 2024 essentially ended this string, showing a decrease of only 0.6%, and the 2nd, 3rd and 4th Quarters of 2024 and the first three Quarters of 2025 recorded increases of 4.2%, 5.5%, 20.2%, 15.6%, 11.2% and 14.2% respectively.

On a state-by-state basis, 47 states, plus the District of Columbia, showed 3rd Quarter 2025 written premiums increasing from 3rd Quarter 2024. One state, Louisiana, was up over 70%, two states were up between 30% and 40%, ten states were up between 20% and 30%, 24 states, plus the District of Columbia, were up between 10% and 20% and 10 states were up less than 10%. Only three states were down, two less than 10% and one at 12.2%.

All ten of the largest states recorded increases. The largest state - Texas was up 18.9%, Florida, the #2 state, was up 2.4%, California, the #3 state, was up 9.9%, New York, the #4 state, was up 26.8% and Pennsylvania, the #5 state, was up 9.0%.


Contact ALTA at 202-296-3671 or [email protected].