Why Title Insurance Matters in the U.S.: UK Homeowner Declared ‘Dead’ and Lost His House

February 17, 2026

A recent case out of the United Kingdom highlights just how vulnerable homeowners can be when fraudsters exploit weaknesses in property systems. In a complex case near London, a 74-year-old man returned home one day in early 2023 to find strangers removing his belongings. He shockingly discovered official records listed him as deceased and his home had been transferred to a fraudster.

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