Fannie Mae to Require 2021 ALTA Policy Forms Effective Jan. 1, 2024

July 12, 2022

Fannie Mae on July 6 updated its Selling Guide revising the required forms of the ALTA Policy Forms.

According to Fannie Mae, lenders must use the 2021 ALTA Policy Forms by Jan. 1, 2024. Lenders can start using the updated forms immediately.

“As a reminder, in states where standard ALTA forms of coverage are by law or regulation not used, the state-promulgated standard or short form that provides the same coverage as the ALTA equivalent form is acceptable, provided those forms do not materially impair title protection to Fannie Mae,” according to the Selling Guide.

Freddie Mac announced it will only accept the 2021 forms beginning Jan. 1, 2023.

Revisions to the 2021 ALTA Policy Forms collection went into effect July 30, 2021. The ALTA standard Policy Forms have been formally revised over the years to reflect changes in the marketplace brought about by evolving business practices, expectations of insureds, laws, regulations and legal decisions. Advancements in electronic notarizations, changes in certain consumer and creditor’ rights law, and case law developments were primary drivers leading to the latest revision of the ALTA Loan and Owner’s policies and numerous other ALTA forms.


The new ALTA Policy Forms have fields for title agents to enter their ALTA ID from the ALTA Registry.

Contact ALTA at 202-296-3671 or

Protect new homeowners with the right title support services like municipal lien searches, tax certificates, lien release tracking, and more.