ALTA's Digital Transformation Video Series
Get a quick overview of the various types of digital closings, as well as the benefits and operational efficiencies they can provide.
Ask the Digital Boot Camp Experts
ALTA's Digital Closing Experts tackle several issues in the Remote Online Notarization forum, including, "That Darn Promissory Note."
Notarization Types and Terminology
This infographic breaks down the various ways notarizations can occur and explains their capabilities and requirements.
Digital Closings Using RON Puts ‘Consumers in the Driver’s Seat’
Remote Online Notarization Benefits and Protects Consumers by offering them safe and convenient options for executing legal documents online, ALTA member Michael O’Neal said during a virtual legislative hearing May 26 before the U.S. House Energy and Commerce Subcommittee on Consumer Protection and Commerce.
RON Use Projected to Increase in 2022
The survey of 390 title professionals showed that 62% of companies offering RON believe this offering will increase over the next year, while a third reported they don’t anticipate any change. Meanwhile, according to the 2022 survey, the number of companies offering RON decreased to 30% in 2021 compared to 35% who indicated their company offered RON in 2020.
An Introduction to Digital Closings for Consumers
Thanks to innovations by the title and settlement services industry, consumers are able to close on their dream home from the comfort of their couch in most cases. This video is meant as a baseline introduction to digital closings.
Protect Your Money When Buying a Home from Closing Scams
Mortgage Closing Scams is one of the single costliest forms of fraud a homebuyer can fall victim to. This rack card is meant to be handed out any homeowner who is ready to purchase a home or added to the CPL packet. Available in Several languages
Seller Impersonation Fraud in Real Estate
Fraudsters are impersonating property owners to illegally sell commercial or residential property. Sophisticated fraudsters are using the real property owner's Social Security and driver's license numbers in the transaction, as well as legitimate notary credentials, which may be applied without the notary's knowledge.
The Securing and Enabling Commerce Using Remote and Electronic Notarization Act of 2020 (SECURE Notarization Act) would permit immediate nationwide use of remote online notary (RON) with minimum standards and provide certainty for the interstate recognition of RON.
Model Emergency Notarization Order Language
There are many types of notarizations available to consumers today, including options for using electronic documents and conducting a remote signing. During the COVID-19 emergency period, state lawmakers authorized the use of short-term notary options, such as Remote Ink Notarization (RIN).
State Legislative Tools
In the United States, real estate transfer documents are typically recorded in local land records at the end of a transaction. These public records provide the world with constructive notice about American property rights. The ability to rely on the validity of these records is central to our real estate market and provides a fundamental foundation for all parties when mortgaging, purchasing, and selling real property.