Advocacy

Unregulated Alternatives to Title Insurance Protection

ALTA continues to take the lead in engaging with state regulators, the FHFA, Fannie Mae, Freddie Mac and lenders about the risks of waiving title insurance requirements.

Real Estate Related Fraud

The Real Estate-Related Fraud page helps title professionals identify, prevent and respond to fraud risks in real estate transactions.

FinCEN

Financial Crimes Enforcement Network (FinCEN) requires title companies to collect and report beneficial ownership information on certain real estate transactions.

Non-Title Recorded Agreements for Personal Service

ALTA supports efforts to protect consumers by prohibiting the filing of unfair real estate fee agreements in property records. ALTA advocates for state laws and regulations preventing enforcement of NTRAPS.

Good Funds

The use of various payment rails in real estate transactions is governed by state Good Funds laws. These laws set requirements for acceptable forms of closing funds.

Seller Impersonation Fraud

Sophisticated fraudsters are using the real property owner’s Social Security and driver’s license numbers in the transaction, as well as legitimate notary credentials, which may be applied without the notary’s knowledge.

Title Action Network Can Help Industry Influence TRID Reform

July 15, 2026

As regulators consider potential changes to mortgage disclosure rules, ALTA encourages title professionals to engage through ALTA's grassroots advocacy platform the Title Action Network (TAN). "Title professionals are uniquely positioned to explain how regulations affect consumers and real estate transactions at the closing table," said ALTA CEO Chris Morton. "When policymakers seek feedback, it's important that they hear from the professionals who work with these requirements every day."

What Every Leader Should Know About AI, Cybersecurity and Trust

June 24, 2026

ALTA ONE | Oct. 12-15 | Scottsdale, Ariz.
Register by July 18 and save $200!
The next big threat to your business might not walk through the front door. It might come through your network. Scary, right? At ALTA ONE, Omni Session speaker Gen. Paul Nakasone will bring a rare perspective on the forces reshaping business, security and leadership, from AI and cybersecurity to global risk and organizational trust. 

ALTA Endorsements Expand Protection Against Deed Fraud and Forgery

June 23, 2026

As deed fraud and seller impersonation schemes continue to attract headlines nationwide, ALTA has introduced new tools designed to strengthen consumer protection and reinforce the value of title insurance. Read on to learn more about these endorsements, how the coverage works and resources to help explain these products to customers.

 Senate Passes ALTA-supported Bipartisan Housing Bill

June 23, 2026

The 21st Century ROAD to Housing Act, which passed 85-5, aims to tackle housing affordability and boost housing supply and homeownership. The bill incorporates many of the priorities sought by Congress and the Trump administration, including banning institutional investors from buying single-family homes with some exceptions for purpose-built units, such as build-to-rent and seniors’ housing, and removing the permanent chassis requirement from manufactured housing.

 HUD Proposal Aims to Boost Manufactured Housing Supply

June 18, 2026

The U.S. Department of Housing and Urban Development (HUD) has proposed a rule that could make manufactured housing more affordable and expand housing options by modernizing a decades-old definition that industry advocates say has limited innovation. In addition, Congress is considering a broad housing reform package called The 21st Century ROAD to Housing Act. Part of the bill would remove the requirement that manufactured homes must be built on a permanent chassis.

 ALTA Releases New Resources to Help Members Discuss 49 Endorsements and Fraud Protection

June 15, 2026

As awareness of seller impersonation fraud and deed theft continues to grow, ALTA has released two new resources designed to help members educate employees and consumers about the benefits of the ALTA 49 and 49.1 Endorsements. The resources may be branded and customized for use by ALTA members. Read on.